ABC's of Real Estate
The ABC's of Real Estate in plain English. Real Estate and Mortgage terms. Easy to move through information. Click on the letter to bring you to the right spot in the glossary or click on the actual word.
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Administration for Children and Families
An agency of the Department of Health and Human Services, with the mission of empowering America's grassroots
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AIM Center
A non-medical, nonprofit, private community organization, A.I.M. is dedicated to the psychosocial rehabilitation of individuals. A.I.M. Center provides a clubhouse environment where members are empowered to participate in vocational and social skills. Chattanooga area.
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Bazelon Center
Through precedent-setting litigation and in the public policy arena, the Bazelon Center works to advance and preserve the rights of people with mental illnesses and developmental disabilities.
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Better Business Bureau, Inc. Serving Southeast Tennessee
A nonprofit that provides reports on local business and charities. This organization can also help with scams and education to keep the consumer safer.
1010 Market St. Suite 200
Chattanooga, TN. 37402-2604
(423) 266-6144
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Bureau of Census Factfinder
Look for facts about the US populations from age, employment rates, education levels to disability rates.
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Chattanooga Neighborhood Enterprise, Inc
Chattanooga Neighborhood Enterprise, Inc. is a private, non-profit organization. It is focus of service is creating, rehabbing, and finance affordable housing.
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Community Development Digest
Semimonthly Report on Development, Planning, Infrastructure and Financing.
For a sample of this subscription go to "Products" at the top of the page, and select "View samples of our newsletters".
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Cornerstone
COMMUNITY SUPPORT PROGRAM (CSP) - offers a continuum of services for people diagnosed as having persistent and severe mental illness. We provide assistance in areas that enhance their quality of life through education, medication, management, group work, recreation, case management, and support in all areas of life. Other specialized services include Supported Employment and Residential options.
EMPLOYEE ASSISTANCE PROGRAM - The number of employers who are implementing this mode of assistance to reduce healthcare costs, absenteeism, on-the-job accidents, and the number of troubled employees is increasing. A feature which gives Cornerstone's Employee Assistance program customers a "leg up" is its twenty-four hour availability. The Clinical Consultation Therapist-On-Call is "on the job" so that supervisors and employees who work first, second, or third shift don't have to wait for regular business hours to resume before getting assistance with a problem.
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Cumberland County Affiliate Habitat for Humanity
Local Habitat for Humanity for Cumerland Co.
329 McLarty Lane, Crossville, TN 38555;
Phone: 931-484-4565;
Fax: 931-484-4599;
E Mail: habitat@crossville.com
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Department of Commerce, Bureau of Economic Analysis
Mission Statement:
The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic data in an objective and cost-effective manner.
BEA produces economic accounts statistics that enable government and business decision-makers, researchers, and the American public to follow and understand the performance of the Nation's economy. To do this, BEA collects source data, conducts research and analysis, develops and implements estimation methodologies, and disseminates statistics to the public.
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Domestic Violence Centers
A comprehensive listing of domestic violence centers across the state.
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Dual Diagnosis Management
Nashville, TN based Dual Diagnosis Management provides tailored management services to health care providers and government agencies around the country. DDM is a development partner for the Housing within Reach website.
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Dual Diagnosis Recovery Network
The Dual Diagnosis Recovery Network (DDRN) vision is to develop and establish a viable statewide network tht promotes the recovery of all Tennesseans who are affected by the dual disorders of mental illness and chemical dependency.
The mission is to develop and enhance recovery opportunities for individuals who experience a dual disorder of an emotional or psychiatric illness and a chemical addiction, and to provide support and education for members of their families. The DDRN offers assistance in three ways: Advocacy, Self Help, Information and Referral.
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Enterprise Foundation
The Enterprise Foundation provides a large range of services to non-profit organizations. It helps them develop affordable housing by assisting them with grants, loans, technical assistance, training, research, and information. Loans include working capital lines of credit to predevlopment, acquistion, construction, and bridge loans. Enterprise gives preference to loan applications that originate from Enterprise's local offices and subsidiaries.
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Fair Housing Act
Comprehensive legislation on the rights of persons with disabilities to fair housing.
Enter "fair housing act" into the search field, and then scroll down to Fair Housing Act.
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Fannie Mae
The public mission, and defining goal, of Fannie Mae is to help more families achieve the American Dream of homeownership by providing financial products and services that make it possible for
low-, moderate-, and middle-income families to buy homes of their own.
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) has the FDIC Affordable Housing Program which sells multifamily properties held by the FDIC to non-profit organizations and public agencies. Buyers must commit to rent 20% of the units to eligible low-income tenants.
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Federal Home Loan Banks
The Federal Home Loan Banks (FHLB) makes sure there is a broad availability of mortgage funds by roviding a consistent secondary mortgage market. There are twelve districts of FHLBs across the country. East district operates the Affordable Housing Program and the Community Investment Program to help create and preserve housing for lower-income families and individuals.
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Federal National Mortgage Association
Federal National Mortgage Association. Fannie Mae's Multifamily Division has many favorable mortgage underwiriting terms and interest rates for rental properties serving lower-income households. These inititatives are available for construction, rehabiliatation, or refinancing of projects that use government subsidies to keep rental costs low.
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FEDStats
The gateway to statistics from over 100 U.S. Federal agencies
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Foundations Associates
Foundations specializes in the treatment of individuals with dual diagnosis. A dual disorder occurs when an individual is affected by both an emotional or psychiatric illness and chemical dependency. Psychiatric illness and chemical dependency each affect an individual physically, psychologically, socially and spiritually. Although the two illnesses are separate and independent, they interact in ways that make diagnosis, treatment and recovery more complex.
Our mission is to provide a sober transition into the community by offering comprehensive, consumer-centered treatment, supportive housing and educational services that will assist dual-diagnosed consumers and family members.
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Government Benefits Website
This is a government-wide resource for citizen benefits. It is a website that helps you determine if you, or someone you are helping, may be eligible to receive government benefits or assistance.
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HAC - Housing Assistance Council
The Housing Assistance Council is a national non-profit coproration that was created in 1971 to increase the availability of affordable, decent housing for low-income people in rural areas. HAC provides low-interest loans to finance developments in rural areas (usually with populations of less than 25,000). Loans can be used at all stages in the development process, in predevelopment, construction, as working capital, bridge tax credits or other financing.
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Homebuilders Association of Tennessee
Mission Statement:
The Home Builders Association of Tennessee is a not-for-profit trade association comprised of professional builders, developers, and associated firms engaged directly or indirectly in home building, remodeling, and light commercial construction. We benefit our members through governmental representation, education, information and other various member
services. Our mission is to continue to be the recognized voice of our industry. Our goals are to:
Be the leading industry advocate on related governmental issues;
Be more responsive to the needs of our members;
Enhance our image of our industry;
Educate our members and encourage excellence in construction;
Ensure housing affordability.
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HUD Grants
Click on Grants under "Working with HUD".
HUD awards grants to organizations and groups for a variety of purposes. On this page, you can find:
HUD's grants office - the Office of Departmental Grants Management and Oversight (ODGMO) was established to develop a Department-wide perspective on grants management
Funds available - notices that tell you when grant funds are available and how you can apply
Funding announcements - lists of those who were awarded grants
HUD's program inventory - a description of every program HUD has in its inventory.
Grants.gov - a link to a web site that lists all Federal grant programs
eGrants
Small business - a page created for small businesses. There's even a link to BusinessLaw.gov under federal resources.
Grants management
Notice 02-01-ADM
Streamlining Activities Under P.L. 106-107
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HUD Information on Predatory Lending
HUD information about predatory lending - how to identify fraudulent schemes and how to protect yourself.
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HUD link for People with Disabilities
This is a HUD link for People with Disabilities. It contains information, from all parts of the HUD web site in regard to disabled persons.
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HUD Section 8 Rental Apartment List
HUD Privately-Owned Multi-Family Developments (Applications taken at management office on-site). This link provides a list of HUD Section 8 apartments. To get the list, select the state from the drop-down menu and then select the city or county.
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HUD Subsidized Apartment List
HUD programs for those with special needs. Lists HUD Subsidized Apartments, an inventory of units for the elderly and persons with disabilities. The units listed are HUD insured and HUD subsidized multifamily properties. You can also click on Subsidized Apartment Search. Scroll down to "Tennessee" and click on it. It will open up pages with Subsidized units and their location.
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HUD, Office of Policy Development and Research
The U.S. Department of Housing and Urban Development's (HUD's) Office of Policy Development and Research (PD&R) supports the Department's efforts to help create cohesive, economically healthy communities.
PD&R is responsible for maintaining current information on housing needs, market conditions, and existing programs, as well as conducting research on priority housing and community development issues. The Office provides reliable and objective data and analysis to help inform policy decisions. PD&R is committed to involving a greater diversity of perspectives, methods, and researchers in HUD research. In 1978 PD&R established HUD USER, an information source for housing and community development researchers and policymakers. HUD USER is the primary source for Federal Government reports and information on housing policy and programs, building technology, economic development, urban planning, and other housing-related topics. HUD USER also creates and distributes a wide variety of useful information products and services.
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HUD's Homes and Communities
This is HUD’s home page to their website. Their website offers information on such topics as homeownership, and fair housing. They have information for consumers, advocates, providers and housing developers.
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HUD's Live Webcasting Homepage
HUD offers live webcasts and previously aired programs. There's no need to register. You just need a computer capable of playing sound, a connection to the Internet that is at least 56Kbs, and a free video player.
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HUD's Senior Citizen's Links
Looking for housing options for yourself, an aging parent, relative, or friend? Do some research first to determine what kind of assistance or living arrangement you need; what your health insurance might cover; and what you can afford. Then check here for financial assistance resources and guides for making the right choice.
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HUD's Work-On-Line
HUD has many online systems available for its business partners and citizens. This matrix lists these systems for each audience group.
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Institute for Community Economics
The Institute is a non-profit below-market lender working to build a national community investment movement, promoting the community loan fund and community land trust model and other community organizations usually for the acquisition and development of land and housing for low-income residents.
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Jackson Center for Independent Living
West Tennessee programs and services for the deaf and people with disabilities.
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LawNetInfo.Com
Links for attorneys, lay persons and expert witnesses.
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Local Inititative Support Corporation
This agency is a non-profit support organization and and social investment banker for community development corporations located throughout the United States. As the largest non-profit distributors of low income housing tax credits, they provide funding and technical assistance, while their local LISC programs support affordable housing, economic development and community building through grants, loans, line of credit, loan guarantees, and grants. There are currently 41 local LISC offices across the country.
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Mental Health Drop-In Centers
Statewide listing of mental health peer support centers.
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Mortgage Bankers Association of America
The Mortgage Bankers Association of America represents the legislative and regulatory interests of the real estate finance industry on a federal level. They also conduct educational programs, provide literature, and support research related to their interests and mission.
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Nashville Area Habitat for Humanity
Local Habitat for Hunamity for the Nashville Area.
533 Hagan Street Nashville, TN 37203-4831; Phone Number: (615) 254-4663; E-mail: info@habitatnashville.org
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Nashville's Jobs Access Center
This website is a service of the Metro Transit Authority and Neighborhoods Resource Center.
It provides information on transportation and daycare and other services for people who work.
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National Affordable Housing Association
Founded in 1990, the National Affordable Housing Management Association ("NAHMA") is an association representing companies and individuals involved with the management of affordable housing and, in particular, with the management of multifamily housing communities developments subject to the regulations of federal agencies.
The management of affordable housing is a specialized business, requiring skills and programmatic knowledge not required of other real estate management professionals. The members of NAHMA strongly believe that participants in the affordable housing industry, private and public, must abide by high ethical standards in connection with their business affairs, and must strive to comply with all applicable program requirements.
As the stewards of low-and moderate-income housing, no one knows better than NAHMA's members how affordable housing operates, what works and doesn't work, and what should be done. Since the 1970s, NAHMA members have been actively involved in federally regulated housing programs. Today, as the housing environment is changing, NAHMA has adjusted its focus to include all types of affordable housing including housing developed using Low-Income Housing Tax Credits.
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National Alliance for the Mentally Ill (NAMI)
Mission Statement: NAMI is dedicated to the eradication of mental illnesses and to the improvement of the quality of life of all whose lives are affected by these diseases.
NAMI is a nonprofit, grassroots, self-help, support and advocacy organization of consumers, families, and friends of people with severe mental illnesses, such as schizophrenia, schizoaffective disorder, bipolar disorder, major depressive disorder, obsessive-compulsive disorder, panic and other severe anxiety disorders, autism and pervasive developmental disorders, attention deficit/hyperactivity disorder, and other severe and persistent mental illnesses that affect the brain.
Founded in 1979, NAMI today works to achieve equitable services and treatment for more than 15 million Americans living with severe mental illnesses and their families . Hundreds of thousands of volunteers participate in more than one thousand local affiliates and fifty state organizations to provide education and support, combat stigma, support increased funding for research, and advocate for adequate health insurance, housing, rehabilitation, and jobs for people with mental illnesses and their families.
Local affiliates and state organizations identify and work on issues most important to their community and state. Individual membership and the extraordinary work of hundreds of thousands of volunteer leaders is the lifeblood of NAMI's local affiliates and state organizations. The national office, under the direction of an elected Board of Directors, provides strategic direction to the entire organization, support to NAMI's state and affiliate members, governs the NAMI corporation, and engages in advocacy, education and leadership development nationally.
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National Alliance to End Homelessness
Tools to help any community understand and end homelessness.
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National Association of Counties
Site contains information on housing, economic and community development, employment, and transportation.
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National Association of Home Builders
NAHB is a trade association that promotes housing as a national policy.
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National Association of Housing and Redevelopment Officials
The National Association of Housing and Redevelopment Officials is an advocate for the provision of adequate and affordable housing and for strong communities. Their mission includes enhancing the quality of life for all Americans, especially those of low- and moderate-income.
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National Community Capital
National Community Capital. National Community Capital is a national membership organization of community development financial institutions (CDFIs). Its members include community development loan funds, community development credit unions, community development venture capital funds, and micro-enterprise lenders. There are many community development loan funds that serve a locality or region, or focus on specific populations or types of community development.
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National Council of State Housing Agencies
The NCSHA is an organization comprised of the nation's state Housing Finance Agencies. Its purpose is to coordinate and leverage their federal advocacy efforts for affordable housing.
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National Fair Housing Advocate Online
National Fair Housing Advocate Online (NFHAO) is a resource designed to serve both the fair housing advocacy community and the general public with timely news and information regarding the issues of housing discrimination.
NFHAO is a project of the Tennessee Fair Housing Council.
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National Homeless and Housing Organizations
The organizations listed in this directory work on homeless and housing issues on the national level. State and local homeless and housing advocacy coalitions are listed in the Directory of Homeless & Housing Advocacy Coalitions. An Online Directory of Local Homeless Service Organizations is also available.
Note: This information changes regularly and is updated on a regular basis.
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National Low Income Housing Coalition/LIHIS
The National Low Income Housing Coalition has as its mission the dedication to end America's affordable housing crisis. The organization provides education, organization and advocacy services on a grassroots level. NLIHC serves the public and policy-makers with current information on housing needs and designs plans to meet them.
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National Mental Health Association
Provides information about mental health topics. For example, click on Mental Health Information, select Mental Health Fact Sheets at the top and choose the topic you would like information about.
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New Housing Opportunities
New Housing Opportunities, Inc. (NHO) is dedicated to creating housing for some of our most troubled citizens. Our safe, decent, affordable housing for people with mental illness offers an alternative to three evils: homelessness, institutionalization, and substandard housing. In 1995 we housed 16 individuals or families; just six years later, we served 168 households in housing and gave no-interest household start-up loans to 90 others. Housing which supports dignity, respect, choice, independence, integration into the community and supportive services as needed is the foundation that NHO services are based upon.
Referrals for housing services usually come from the local public community mental health centers or chemical dependency treatment programs.
We are now turning our attention to another needy population, individuals in recovery from alcoholism and addiction. In 2001, we began a new program designed to offer rental subsidy assistance to people who are recovered to the point that they can once again enter the independent housing market. To learn more, click on the button labeled, "SHAP."
We have also launched a campaign to create three-quarter way houses that support sober living. Three-quarter way houses have a long national track record for helping motivated individuals stay on the road to recovery.
New Housing Opportunities is a not-for-profit organization and is governed by a nine-member volunteer Board of Trustees. We offer housing in Warren, Clinton, and Clermont Counties. New Housing Opportunities is a contract agency of Mental Health Recovery Services of Warren and Clinton County. Additional support has come from the Greater Cincinnati Foundation, The Health Foundation of Greater Cincinnati, the Warren County Foundation, the Federal Home Loan Bank, the Ohio State Housing Trust Fund, and many other public and private sources.
New Housing Opportunities does not discriminate or deny services based on race, color, national origin, religion, age, physical impairment, sexual orientation, or gender. NHO is an equal opportunity employer.
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Opening Doors Initiative
Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.
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Partnership for Prescription Assistance/ Tennessee
PPARxTN is a program that connects qualified, low-income people with discount prescription drugs, direct from the pharmaceutical manufacturer.
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Policy Research Associates, Inc.
PRA has been a leader in addressing the following social issues:
access to mental health services,
co-occurring disorders,
substance abuse,
violence/trauma,
consumer/survivor issues,
family, children, and adolescent issues,
housing,
homelessness,
mental health services in the criminal justice system,
the organization and delivery of state and local mental health services,
systems integration
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Progress Foundation
WE PROVIDE ALTERNATIVES TO
PSYCHIATRIC HOSPITALIZATION
Welcome to our website. Progress Foundation is a non-profit agency dedicated to providing alternative community treatment options to seriously mentally disabled individuals. We have been doing this work since 1969. In addition to providing direct treatment services, we have taught many others how our non-traditional services can be replicated in other communities. Read on for the specifics of what we do and how we may be of help to you. Thanks for visiting!
Progress Foundation has been a pioneer in developing alternatives to institutional care for public mental health systems, both urban and rural. Located in San Francisco, California, the agency has provided a variety of residential treatment and supported housing. All services are designed to promote rehabilitation and to encourage the highest possible level of self-sufficiency for individuals who are considered severely disabled due to mental illness and co-occurring substance abuse. The agency also provides services in Napa County, California.
Agency programs serve men and women 18 and older, including older adults. Clients must be voluntary and residents of either San Francisco or Napa County. Progress Foundation also contracts to serve members of selected HMO's. Program services and staffing reflect the wide cultural, social, ethnic and linguistic diversity of the communities which the agency serves. Fees are based on a sliding scale.
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Realtor.com
The official site of the National Association of REALTORS. Contains various types of home ownership and rental commercial listings, available by geographic location.
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Resources for Seniors Living in Greater Nashville
Seniors Resource Guide has developed online Directories for regions in the United States where they have books in print. To view the Greater Nashville area, scroll down to Tennessee and select "Nashville."
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SEARCH Project
OUR MISSION:
SEARCH serves Houston by assisting homeless people with dignity and providing those who choose to change their lives, the resources necessary to become productive citizens.
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Section 811 Supportive Housing
This link provides information about Section 811 Supportive Housing for persons with disabilities.Section 811 Housing is a HUD sponsored program that provides funding to nonprofit organizations to develop rental housing with the availability of supportive services for very low-income adults with disabilities, and provides rent subsidies for the projects to help make them more affordable.
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State of Tennessee Homepage
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Subsidized Multifamily Units
"New" source of information that can assist disability advocates find affordable and accessible units.
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Technical Assistance Collaborative, Inc.
Technical Assistance Collaborative, Inc. Contains link to "Section 8 Made Simple" guidebook. To get there, from Home Page click on "Links & Publications". Find "Section 8 made Simple" and click on the link. Fill out the required information and click on "Submit".
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TennCare
The mission of TennCare is to facilitate a system of effective healthcare with a predictable budget for Tennesseans who are Medicaid eligible or who lack access to health insurance.
The vision of TennCare is to operate as a managed health care program. It will be coordinated and organized so eligible Tennesseans get the right services in the right amount at the right time. The will be accomplished through sharing and partnering with financially sound insurance contractors with provider networks for service to the population.
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Tennessee Association of Homes and Services for the Aging
TNAHSA is an association of facilities and professionals providing quality housing, health, community and related services for the elderly.
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Tennessee Council on Developmental Disabilities
Tennessee Council on Developmental Disabilities is a state office that promotes public policies to increase and support the inclusion of individuals with developmental disabilities in their communities. The Council works with public and private groups across the State to find necessary supports for individuals with disabilities and their families, so that they may have equal access to public education, employment, housing, health care, and all other aspects of community life. The Council encourages individuals with developmental disabilities to play a part in making roles in policies and programs that affect them.
The Council has opened doors for artists with disabiities such as the ones who participated in the art on the website, Ann Ambrose and Jesse Fortner, through the publication of their works in the journal "Breaking Ground". The symbolism of the title "Breaking Ground" is that it is the beginning of the formation of a new home and a turning point in a person's life.
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Tennessee Department of Mental Health and Developmental Disabilities, Division of Recovery Services and Planning
Oversees Support, Employment/ Education, Transportation and Housing/Homeless (SETH) services, promoting recovery for persons diagnosed with mental illness and co-occurring disorders. Also coordinates Departmental planning including the statewide policy and planning councils, 3-year plan, MH block grant, and policy and contractual services.
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Tennessee Economic Guide 2004-2005
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Tennessee Fair Housing Council
The Tennessee Fair Housing Council is a Nashville-based non-profit organization dedicated to ending housing discrimination in the middle Tennessee area.
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Tennessee Housing Development Agency
THDA's mission is to be the lead state agency promoting sound and affordable housing for people who need help.
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THDA Homebuyer Education Trainers
A current list of all THDA Homebuyer Education Trainers. These individuals provide one-on-one and/or group trainings about homeownership. A good idea for anyone - some financial assistance programs require this education before you buy a home.
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The Mental Health Association of Middle Tennessee
MHAMT works to ensure that all Tennesseans have access to quality mental health care. Staff appear in many forums to advocate for sound mental health public policies, fair coverage of mental illnesses by insurance companies, and an end to discrimination against those receiving mental health care.
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Threshold Services
Threshold Services is a 501 (c) (3) nonprofit organization that serves people with mental illness.
Threshold Services' mission is to help people with mental illness lead fulfilling lives:
by providing exemplary mental health services; and
by promoting a caring community through advocacy, professional education and public education.
Since 1981, Threshold Services has been providing comprehensive mental health services throughout Montgomery County, Maryland.
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TMHCA, the Tennessee Mental Health Consumer's Association
TMHCA, the Tennessee Mental Health Consumer's Association. TMHCA was founded in 1988, as a non-profit organization.Our members are mental health consumers, individuals and groups who support the mission of TMHCA.
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U.S Department of Housing and Urban Development
U.S Department of Housing and Urban Development - Homes and Communities. Includes en Espanol. Recommended viewing on protecting your rights - Scroll down the left side to "Consumer info" under "Homes" and click on it. Click on category of interest.
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United Way's Center for Nonprofits
The Center for Nonprofits in Chattanooga is dedicated to assisting nonprofits in education and consulting. This web site also provides links to other services.
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Welfare Information Network
The Welfare Information Network is a clearinghouse for information, policy analysis and technical assistance related to welfare, workforce development, and other human and community services.
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West Tennessee Legal Services
All types of legal work in most civil cases, access to health/medical care, securing or retaining income/ shelter, personal freedom and security rights, parental rights with state action, freedom of all persons from abuse, family issues regarding custody with DHS involvement, educational rights, community education.
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